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Financial Assistance


To assist businesses in securing funds, the Navajo Nation has established two financing opportunities: the Business Industrial Development Fund (BIDF) and the Micro Enterprise Loan Program (MELP).

Since their inception in 1987, the BIDF and the Small Business Loan Program have funded a total of 33 commercial, industrial, and tourism projects, and 99 small businesses for new start-ups and expansion. Additionally, Micro-Enterprise loans have funded 90 Navajo individual proprietor start-ups. We provide these loans to assist Navajo business owners, although the industrial financing portion of BIDF loans is also open to non-Navajo investors. Each loan has unique requirements.

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