Doing Business > Programs > Financial Assistance > MELP Loan



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Financial Assistance

Micro-Enterprise Lending Program
Micro-Enterprise Lending Program (MELP) was set up to provide financing for micro-businesses. Collateralized loans can be made in amounts varying from $2,500 to $7,500 for new businesses (see loan documents for more detailed information on additional requirements).

Minimum requirements:

  • Self-employed individuals, home-based businesses, cottage industries and small retail or wholesale businesses
  • Employ less than five persons
  • Have good credit history
  • Not be in violation of the Navajo Business Procurement Act or Navajo Nation laws
  • Provide 10% equity for each loan


MELP Loan application and guidelines
- MELP Loan Application (Fill-In)
BIDF Loan application and guidelines

** The Small Business Development Department handles this loan. Bring completed application and requirements to your local Small Business Regional Business Development Office (RBDO) or technical assistance representative for further assistance.

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